1 Information We Collect
We collect several types of information to provide you with personalized financial education and startup strategy resources. Understanding what we collect helps you make informed decisions about sharing your information with us.
Personal Identification
Your name, email address, phone number, and mailing address when you register for our programs or request information about our startup strategy courses.
Professional Information
Career details, industry experience, educational background, and professional goals to tailor our financial education content to your specific needs and interests.
Usage and Analytics
Website interaction data, page views, time spent on different sections, course progress, and learning preferences to improve our educational platform experience.
Communication Records
Records of your communications with our team, including support inquiries, feedback about our courses, and any correspondence regarding our startup strategy programs.
Technical Information
Device information, browser type, IP address, and cookies that help us ensure our platform works effectively across different devices and browsers.
Payment Information
Billing details and payment history when you enroll in our educational programs, processed securely through our encrypted payment systems.
2 How We Use Your Information
Your information helps us deliver better educational experiences and keep you informed about relevant learning opportunities. We use your data responsibly and only for purposes that directly benefit your learning journey.
We use your personal information to customize course recommendations based on your professional background and learning goals. This means when you express interest in startup financing strategies, we can suggest relevant modules that align with your experience level and industry focus.
Communication purposes include sending you updates about new course materials, upcoming webinars scheduled for mid-2025, and important changes to our educational programs. We also use your information to respond to your questions and provide technical support when you encounter issues with our platform.
For improving our services, we analyze usage patterns to understand which topics generate the most interest and where students might need additional support. This analysis helps us develop better content and identify areas where our startup strategy curriculum could be enhanced.
3 Data Sharing and Third Parties
We maintain strict control over your personal information and only share data when absolutely necessary to provide our services or when required by Australian privacy laws.
Service providers who help us operate our platform include cloud hosting companies, email delivery services, and payment processors. These partners are contractually bound to protect your information and can only use it for the specific services they provide to us. They cannot use your data for their own marketing or other purposes.
We may share anonymized, aggregated data with research partners who help us understand trends in financial education and startup development. This information cannot be traced back to individual users and helps improve educational resources across the industry.
Legal requirements may occasionally compel us to disclose information to Australian authorities or courts, but only when we receive valid legal requests that comply with privacy protection laws. We will notify affected users whenever legally permissible.
4 Your Privacy Rights
Under Australian Privacy Principles and international privacy standards, you have comprehensive control over your personal information. We've designed simple processes to help you exercise these rights effectively.
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Access Your Information
Request a complete copy of all personal data we hold about you, including how long we've stored it and what we've used it for. We provide this information in a readable format within 30 days.
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Correct Inaccurate Data
Update any incorrect or outdated information in your profile, including professional details, contact information, and learning preferences. Changes take effect immediately across our entire system.
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Delete Your Account
Request complete removal of your account and associated data from our systems. We'll permanently delete your information within 60 days, except for records we're legally required to maintain.
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Restrict Processing
Limit how we use your information while maintaining your account access. This option is useful if you want to temporarily pause marketing communications without losing your course progress.
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Data Portability
Receive your information in a structured, machine-readable format that you can transfer to other educational platforms or use for your own records and professional development tracking.
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Withdraw Consent
Revoke permission for optional data processing activities like marketing emails or analytics tracking, while continuing to access your core educational content and course materials.
5 Security Measures and Protection
We implement multiple layers of security to protect your personal information from unauthorized access, misuse, or disclosure. Our security practices meet Australian privacy standards and international best practices for educational platforms.
Encryption
All data transmitted between your device and our servers uses SSL encryption, and sensitive information is encrypted when stored in our databases.
Access Controls
Employee access to personal data is strictly limited based on job responsibilities, with regular reviews and immediate access revocation when no longer needed.
Regular Audits
Quarterly security assessments and annual third-party audits ensure our protection measures remain effective against evolving threats.
Incident Response
Comprehensive procedures for detecting, containing, and responding to potential data breaches, including immediate user notification when appropriate.
Despite our robust security measures, no system is completely impervious to threats. We continuously update our protections and will promptly notify you of any security incident that might affect your personal information.
6 International Data Transfers
Some of our service providers and technology partners operate outside Australia, which means your information may be processed in other countries with different privacy laws. We ensure all international transfers meet strict protection standards.
When we transfer data internationally, we use approved transfer mechanisms such as standard contractual clauses that provide equivalent protection to Australian privacy laws. Countries we work with include the United States for cloud services and the European Union for analytics services.
Before establishing any new international partnerships, we conduct thorough assessments of foreign privacy laws and require contractual guarantees that your information will receive appropriate protection regardless of location.
7 Data Retention and Deletion
We keep your personal information only as long as necessary to provide our educational services and meet legal obligations. Different types of information have different retention periods based on their purpose and legal requirements.
Account information and learning progress are retained while your account remains active and for two years after your last interaction with our platform. This allows you to return to courses and maintain your educational progress even after extended breaks.
Financial records and payment information are kept for seven years to comply with Australian taxation and business record requirements. Communication records are typically deleted after three years unless they relate to ongoing educational support.
When retention periods expire, we securely delete information from our active systems and ensure it cannot be recovered. Some backup copies may persist temporarily in our disaster recovery systems but are automatically purged according to our technical schedules.
8 Privacy Questions and Concerns
We encourage you to reach out with any questions about this privacy policy, how we handle your information, or concerns about your data protection. Our privacy team is available to help you understand and exercise your privacy rights.
Contact Our Privacy Team
Phone: +61 415 332 799
Email: privacy@thalorivexiq.com
Response Time: Within 5 business days
If you're not satisfied with our response to your privacy concerns, you have the right to lodge a complaint with the Australian Privacy Commissioner through the Office of the Australian Information Commissioner website or by calling their helpline.
We review and update this privacy policy annually or when significant changes occur in our data processing activities. When updates are made, we'll notify active users via email and post the revised policy on our website with clear indication of what has changed.